Business Insurance Built Around the Way You Operate

From established companies and commercial property owners to contractors and growing businesses, American West Insurance takes a practical approach to protecting the people, property, vehicles, and operations that keep your business running.

Commercial Property Insurance

Commercial property insurance may help protect buildings, equipment, inventory, furniture, tools, and other business property from covered losses.

Whether you own a building, lease space, operate from a shop, store equipment, or rely on business property to serve customers, commercial property coverage can be an important part of your protection plan.

General Liability Insurance

General liability insurance is one of the most common types of business insurance

  • Bodily injury
  • Personal injury
  • Certain legal defense costs


Many clients, landlords, and project contracts require proof of general liability insurance before work begins. American West Insurance can help you review requirements and explore coverage options.

Contractor Insurance

Contractors and trade professionals face unique risks on every job, from property damage and injuries to tools, equipment, vehicles, employees, and subcontractors. American West Insurance helps contractors review their risks and find coverage designed around their business and the work they do.

We provide insurance solutions for general contractors, electricians, plumbers, HVAC professionals, roofers, landscapers, handymen, painters, cleaning companies, and other trades. Coverage options may include general liability, commercial auto, workers’ compensation, tools and equipment, commercial property, inland marine, and umbrella coverage.

Commercial Auto Insurance

If your business owns, leases, or uses vehicles for work, you may need commercial auto insurance.

Commercial auto insurance may help protect:

  • Work trucks
  • Service vehicles
  • Business cars
  • Contractor vehicles
  • Delivery vehicles
  • Fleet vehicles
  • Hired and non-owned vehicles


Coverage may include liability, collision, comprehensive, medical payments, and uninsured or underinsured motorist protection.

Workers' Compensation Insurance

Workers’ compensation insurance helps protect both employees and employers when workplace injuries occur.

Coverage may help with:

  • Medical expenses
  • Lost wages
  • Rehabilitation costs
  • Employer liability protection
  • Compliance with Florida workers’ compensation requirements

American West Insurance can help business owners review workers’ compensation options based on their industry, payroll, employee count, and risk exposure.

Professional Liability Insurance

Professional liability insurance, also called errors and omissions insurance, may help protect certain professionals from claims related to mistakes, negligence, or professional services.

This coverage may be important for consultants, advisors, service providers, and professionals who give recommendations or perform specialized work for clients.

Business Owner's Policy

A business owner’s policy, often called a BOP, may combine general liability and commercial property coverage into one policy for eligible businesses.

American West Insurance can help determine whether a business owner’s policy is available and appropriate for your business.

Cyber Liability Insurance

Businesses increasingly rely on digital systems, online payments, customer data, email, and cloud-based tools. Cyber liability insurance may help protect against certain losses related to data breaches, cyberattacks, ransomware, and other digital risks.

American West Insurance can help business owners explore cyber liability options when appropriate.

Contact us today for a complimentary quote.

Your home, vehicles, business and future deserve more than a one-size-fits-all policy.

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